Skilled Chapter 13 Bankruptcy Lawyers
If you have a steady income but just can't seem to keep up with your monthly bills, Chapter 13 bankruptcy may be the debt relief solution for you. The Chapter 13 bankruptcy process allows you to repay your creditors over a three- to five-year period based on a court approved payment plan. The main advantage of Chapter 13 over Chapter 7 is that none of your property is at risk because you are repaying the debt yourself rather using the proceeds from liquidation of assets.
The paperwork required for filing a bankruptcy petition can be quite complex. An experienced bankruptcy attorney can help to ensure that all of the forms are completed correctly and that your petition is properly filed. At the Boulder, Colorado, law firm of St. Clair & Greschler, our lawyers have helped many clients to get back on track and regain control of their finances.
Getting You Back on the Right Path
When you file for Chapter 13 bankruptcy, it works much like getting a consolidation loan — you pay off all of your debts by consolidating them and making one payment. In some cases, you may even receive better interest rates and lower principle. There are some debts, however, that are not dischargeable in Chapter 13, including tax debts, some student loans and court-ordered obligations like child support or spousal support.
One of the benefits that our clients enjoy the most in filing for bankruptcy is the automatic stay. which requires all creditors to stop collection actions immediately upon receiving notice of your bankruptcy filing. This means that all foreclosure actions, lawsuits, collection letters and harassing phone calls will be a thing of the past while your bankruptcy is in progress.
Schedule Your Initial Consultation Today
Contact our office today to learn more about our Chapter 13 bankruptcy services and how we can help you. We are available during regular business hours and by appointment evenings and weekends. You can reach us by phone at 303-502-5978 or via e-mail.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
